Home Sale Net Proceeds Calculator
Planning a move in the GTA? Estimate what could remain after your mortgage and selling costs. Free to use, with no registration.
Your selling budget
All amounts in CADComplete all five amounts. Enter 0 when a cost does not apply.
Your own estimate. Need a starting point? Get a free home evaluation.
Use the lender’s payout amount for the planned closing date.
Commission, applicable taxes on fees, legal fees, adjustments and lender charges not already included above.
Repairs, staging, cleaning and other pre-sale spending.
Movers, packing and storage you expect to pay for.
Illustrative example only. Replace every amount with your own estimate.
See how another price changes your proceeds.
This comparison holds every cost fixed. Price-based commission or other costs may also change; update your main budget to reflect them.
Your calculation stays in this page. Amounts are not saved or included in your enquiry.
This is a planning estimate based on the amounts you enter—not a home valuation, a tax calculation or your lawyer’s final closing statement. Include each expense only once. Costs already paid still reduce your overall proceeds, but may not be deducted again at closing.
Need help with your selling plan?
Ask Harry Siu about your home’s price, preparation or next steps. Leave your details and we will reply within one business day.
647-969-7779Speak with Harry Siu at Anjia Realty.
Not sure which sale price to enter?
Get My Local Price Review
How can we help?
Choose what you need and leave your contact details.
A few details worth checking.
A realistic budget starts with the right figures. Here is what to confirm before relying on the result.
How are net proceeds calculated?
Estimated net proceeds = sale price − mortgage and secured debt − selling and closing costs − preparation costs − moving costs. Enter each expense once. A negative result means the entered costs exceed the sale price.
Which selling costs should I include?
Use the commission agreed with your brokerage, applicable taxes on services, legal fees, closing adjustments and any mortgage discharge or prepayment charges. Confirm the amounts with your brokerage, lawyer and lender. Keep preparation and moving expenses in their own fields, and avoid counting a lender charge twice.
Is this the cash I will receive on closing?
Not necessarily. This tool estimates the overall amount remaining after all the costs you entered, including costs you may have paid before closing. Your lawyer’s closing statement reflects the actual payout, adjustments and amounts still due. Tax consequences, if any, are not calculated here.
How do I find my mortgage payout amount?
Ask your lender for a payout statement for your intended closing date, including any applicable prepayment charge, discharge fee or cashback repayment. Do not assume your online mortgage balance is the final payout amount.
Can Anjia help me choose a realistic sale price?
Yes. Get My Local Price Review with your property address and contact details. We will reply within one business day to confirm your needs and property details. A price review is an estimate, not a guaranteed sale price.
Guidance: Financial Consumer Agency of Canada — Selling your home · Breaking your mortgage contract
Reviewed October 15, 2026. The calculator uses your estimates and does not fetch property values or lender quotes.